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Once you've paid using a credit card, the card provider and retailer are locked into a legally binding contract, so if the retailer can't or won't refund you, you can raise the dispute with your card provider.You won't be covered under Section 75 if you used a debit card or spent less than £100 on a credit card, but you could try to claim your money back under the chargeback scheme.It may be worth seeing if you can get your money back from them – though if it's a scam, this route's unlikely.

Scammers continue to find more creative ways to get your cash.There are increasingly sophisticated ways scammers try to target YOUR cash.This guide explains what to look out for, how to protect yourself, and what to do if you're a victim of a scam.Scams are fraudulent schemes that dupe people into parting with their personal details and/or cash.They've been around for as long as we can remember, but they're no longer confined to shady door-to-door salesmen or dodgy second-hand car dealers.

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