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"Wide diversification is only required when investors do not understand what they are doing." - Warren Buffett In the beginning, diversification is relevant.For example, a major key to investing in a particular stock or bond fund is its performance over five years.Then, be prepared to see your investment sink lower before it turns around and starts to pay off.As much as you need to know the market, you need to know yourself too.
A wise holding today may not be a wise holding in the future.
California is so many different things that there’s constant talk of dividing it up into as many as 6 different states— that's like having a state for every different mood you're in.
California has a lot of beaches, but not everybody surfs.
You can't win until you do this." - Dave Ramsey By being modest in your spending, you can ensure you will have enough for retirement and can give back to the community as well.
"Investing should be more like watching paint dry or watching grass grow.