Government mandating health insurance
Though all states are considering an individual mandate in some capacity, residents of these states are more likely to face a penalty if they do not have health insurance at some point after 2019.Each state is at different stages in implementing an individual mandate.Earlier this year, Congress passed a tax law repealing the individual mandate.This means that you will no longer have to pay a fine to the federal government if you choose to go without health insurance, starting in 2019.National debate on the individual mandate continues to revolve around one word: constitutionality.
Those with chronic illnesses, such as diabetes, cancer, and asthma, will likely have to continue on a health insurance plan no matter what.
Starting in 2014, the Affordable Care Act (Obamacare) required all Americans to join a health insurance plan or pay a big tax penalty.
Since this controversial law is a mandate, or requirement, for every person, it’s also known as the individual mandate.
The Congressional Budget Office has estimated that 13 million people nationwide will go uninsured without the individual mandate.
If individuals only enroll in health insurance when they fall ill, premium costs will increase for everyone, causing even fewer people to buy insurance.